First State Bank Overdraft Protection
Protect yourself from the cost and inconvenience of returned checks. Overdraft protection guards against overdrawing your checking account.
Avoid overdraft fees with overdraft protection.
- If your checking account is overdrawn, your choice of either a fixed amount of funds or funds equal to the insufficient amount, plus a $10.00 fee, will be transferred from a designated savings or checking account to the overdrawn account.
- If funds are not available for transfer, regular overdraft fees will apply.