Savings Accounts

First State Bank of Blakely Savings Accounts

• $100.00 minimum deposit is required to open an account.
• Interest is paid quarterly.
• A fee of $2.00 will be assessed for each debit item in excess of three during the month.
• A fee of $2.00 will be assessed if the balance falls below $100.00 during the month.
• Account may be closed if the balance falls below $25.00.

• No minimum deposit to open.
• Interest is paid annually.
  
• Limited to one withdrawal.
• Funds are disbursed on November 1st each year.

• $200.00 minimum deposit to open an account.
• Interest is credited quarterly.
• Penalties may be imposed on early withdrawals.
• A per-item fee of $2.00 will be charged for each item paid in excess of three during a month.

• $2,500.00 minimum deposit to open an account.
• Interest is credited monthly.
• A maintenance fee of $6.00 will be imposed every statement cycle unless you maintain either a minimum daily balance of $2,500 or a minimum average daily balance of $5,000 for the monthly cycle. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
• A per-item fee of $2.00 will be charged for each debit in excess of three during a statement cycle.