First State Bank Checking Accounts
- Free Features with all checking accounts
- Free Online Banking
- Free Online Bill Pay
- Free Mobile Banking
- Free eStatements
- Free Telephone Banking
- Free Visa Debit Cards (restrictions may apply)
Choice Checking
- $100.00 minimum deposit is required to open an account.
- No monthly service charges.
- No monthly fees.
- No minimum balance is required.
- Overdraft Privileges - click here for a PDF copy of the disclosure
Senior Checking
- $100.00 minimum deposit is required to open an account.
- Must be age 50 or older.
- No monthly service charges.
- No monthly fees.
- No minimum balance is required.
- Two boxes of wallet-style checks per year at no charge.
- Overdraft Privileges - click here for a PDF copy of the disclosure
FSB Advantage Checking
- No minimum deposit to open an account.
- $7.00 per month service charge may apply. To avoid a monthly fee, you must have Direct Deposits totaling at least $ 500 per statement cycle or maintain an average daily balance of $1,000.
- eStatements are required
- One box of wallet-style checks per year at no charge.
- Overdraft Privileges - click here for a PDF copy of the disclosure
Student Checking
- Full-time students up to 22 years old.
- $100.00 minimum deposit to open.
- No monthly service charges.
- One box of checks at time account is opened at no charge.
Select Checking
- $100.00 minimum deposit is required to open an account.
- $6.00 per month service charge regardless of balance. $ 4.00 per month for age 50 and over.
- 2 boxes of wallet-style checks per year at no charge.
- Free Cashiers Checks (Limit three per month).
- Accidental Death Insurance included.
- Free Notary Service.
- Overdraft Privileges - click here for a PDF copy of the disclosure
** Note: Insurance included:
- is Not a Deposit
- is not FDIC-insured
- is Not Insured By Any Federal Government Agency
- is Not Guaranteed By The Bank
- May Lose Value
NOW Checking
Interest Bearing Checking
- $1,000 minimum deposit is required to open an account.
- $5.00 per month service charge plus .20 cents per debit item. To avoid monthly fees, a $ 1,000 minimum daily balance or a minimum average daily of $ 2,000 each statement cycle is required.
Interest is credited to the account monthly. - Rate and Annual Percentage Yield (APY) are subject to change without notice.
- Interest is compounded monthly and credited to your account. You must maintain the minimum daily balance to obtain the disclosed Annual Percentage Yield (APY)
- Overdraft Privileges - click here for a PDF copy of the disclosure
Business Checking
- $500.00 minimum deposit is required to open an account.
- $4.00 per month maintenance fee plus .15 cents per debit item. To avoid monthly fees, a $ 500.00 minimum daily balance is required.
